SMEloan Hong Kong Limited

SMEloan was started in 1999 pioneering the introduction of Internet based cash flow lending to Small and Medium Enterprises (SME's) in Hong Kong utilizing a proprietary Exception Based Risk Management Model (EBRM).

With the EBRM Model, SMEloan was able to achieve an average 16% gross yields with an actual loss ratio of 3.3%. The result was remarkable in light of the the deep economic slowdown of the Hong Kong Economy which was  affected by the meltdown of the real estate sector as well as SARS epidemic.

Subsequent to the acquisition of of our loan portfolio by a large local bank in Hong Kong, SMEloan now specializes in assisting financial institutions in establishing and implementing Account Receivable lending model from traditional account receivable factoring to cash flow lending and the newly developed transaction financing model.

SMEloan is also planning to launch  its own "Transaction Financing" for China SMEs.

What We Offer?

We provide consulting and advisory services to financial institutions to implement various forms of account receivable lending model.

We:

• Evaluate the appropriate strategies
  
• Evaluate the appropriate market segment
• Advise the appropriate product types and features
• Set up appropriate risk management guidelines and  procedures
• Set up appropriate sales and marketing strategies
• Provide on-going review of effectiveness of implementation of strategies and perform portfolio

Call Us Today!

Please contact us anytime! We look forward to hearing from you.